KJR vs. A Collection Company
There are other companies out there in the world that you can contact and work
with to "collect" your judgment. We have used several of them ourselves and
came away very dissatisfied. So as not to repeat ourselves, visit the
section for further details on who we are and what we bring to the table.
Below we compare what it is like working with many "Collection Companies" versus
working with Keynote Judgment Recovery, Ltd. (KJR):
||Other "Collection Companies"
|What actions are taken to recover your judgment:
||They will write letters and make phone calls to the
Debtor. That's it. If the letters and phone calls don't
work, your done. No money is recovered.
||We do not call or write the Debtor to request payment.
We find where the Debtor lives and find where they work, and where they
have their assets and then recover the money the Debtor owes. PERIOD!
||National average is about 28% of the time some money is
||We recover on a majority of the cases upon which we
work. That's because we do the leg work necessary to do so versus
only writing letters and making phone calls!
||Normally there are upfront costs that you have to pay
before the collection company will start to work on your judgment.
You may have to pay to become one of their customers. You may have
to pay a certain amount for each different type of action that your case
warrants. If they are unsuccessful in their collection efforts,
you have spent the money you gave them.
||No upfront costs.
|Expenses: (allowed by court)
||Most collection companies make you pay the expenses they
will incur plus money to cover their other costs (labor, car, etc.)
upfront so that they will never lose money working on your judgment.
It is more of a front loaded pay system. You pay upfront and
hopefully they will collect or all of your judgment.
||KJR covers 100% of the expenses. If we are
unsuccessful in recovering money from the Debtor, KJR is out the
expenses incurred. If KJR is successful in recovering money from
the Debtor, we first cover our expenses and split the remaining amount
per our agreement. We will petition the court to add any allowable
expenses to the amount the Debtor owes and if successful the Debtor will
wind up paying the expenses. Please note that on average expenses
are around $200. They may be more they may be less but normally it
isn't a large sum of money.
||same comment as expenses above. You pay upfront.
||KJR covers these expenses regardless of whether anything
is recovered from the Debtor. You are not charged for our time,
gas, etc. Only expenses that are specific to the recovery of the
|Keeping the Judgment from Expiring:
||You will be responsible for remember to keep the
judgment from expiring and the time and expense of filing paperwork with
the court to keep the judgment active. Most collection companies
do not track this kind of information and will allow your judgment to
||KJR takes care of everything.
provide a very needed and valuable service to our clients by changing a
worthless piece of paper called a "judgment" into income to those
judgments that KJR purchases.
look forward to working with you.
If you are ready to get started, then it's time to
place a judgment with Keynote
Judgment Recovery, Ltd.